BCash: Online Microloan

Features BCash: Online Microloan

Requirements:Any functioning smartphoneBCash AppOne (1) valid IDHow do I Apply?Download the BCash App.Go through the quick registration process.Verify your identity.Wait for approval.What do I need to register?Upload only one (1) Government-Issued IDWhat are your privacy and permissions policies?At BCash, your privacy matters.
The photo of your government-issued ID and other personal details you provide are strictly used for verifying your credit profile within our system.
We assure you that we will never share any of your information without obtaining your direct consent or explicit permission.
Your trust and confidentiality are our top priorities.On the app, we will require the following permissions to verify your identity:Location Access - To auto-verify your address.Contacts Access - To easily nominate your contact references.Camera Access - To scan your ID to complete the ID verification.How safe are my personal details?All personal details are fully secure and protected.Data privacy agreements are insisted upon registering.Regular evaluations are conducted to maintain the highest standards of data security.How and how fast can I receive the cash?Approval of loan application can take up to 5 minutes to 24 hoursUpon approval, expect same-day disbursement through Skypay.Cash-out centers: RD Pawnshop and M Lhuillier.Other withdrawal channels: Bank Transfer, GCash, or Coins.phHow do I repay my loan?Payment can be partial or in full, as long as it is within the loan period.You may check your loan term duration on the app.Pay through our select payment channels ONLY: RD Pawnshop, M Lhuillier, 7-Eleven, True Money, EC Pay, and GCash.What loan term packages do you offer?We offer a variety of packages depending on your LevelLoan Amount: Php 2,000-Php 50,000Loan Duration: 90-180 daysMaximum APR: 30%Transaction fee: Php 0 - Php 150Service fees: 1-18%System & Other fees: 10-20%Example:Loan Amount: ₱ 20,000Loan Term:180-dayswith Interest rate: 18%Transfer fee: ₱ 0Service fee is ₱ 600Total service fee and interest will be ₱ 2,400 pesos.Total received amount is ₱19,400 No monthly paymentTotal repayment for 180 days is ₱ 21,800 (20,000*18%/360*180+20,000) only pay on the due date.*Reminder: always check the fees, charges, and terms and conditions of your loan offer before accepting your loan.
Why choose BCash?BCash offers all the basic features available in any other app:Simple and straightforward application process.Multiple layers of account security.Fast and reliable cash disbursement.Regular events and promos.What sets BCash apart from any other loaning app is that our upward movement is faster than any other app.
Using our app allows you to increase your level with just a few loan applications, giving you:Lower Processing FeesExtending Loan DurationHigher Loan Amount What are you waiting for?
Download BCash now!Contact UsBoost your credit score with BCash, your reliable and secured loan app!For questions, feedback, or concerns, please contact us at:Website: www.bcash.phFacebook:facebook.com/bcash.philippines/Email: [email protected] visit our Facebook page for the latest updates on BCash.Operated by Cashbee Lending Services Incorporated with SEC No.
CS201912321, CA No.
3041, and NPC No.
PIC-001-747-2021.